2020 Healthcare Plan Rates

Princeton University offers several healthcare plan options. The Plan Benefits Comparison tool provides an overview of coverage by plan. The 2020 monthly contribution costs, which are deducted pretax from your pay, are listed below. In the event you are in an unpaid status, you will be billed directly by the University.

Medical

Plan Employee Employee and Child(ren) Employee and Spouse Employee and Family
Aetna Consumer Directed Health Plan (CDHP) $20 $60 $80 $120
Princeton Health Plan (PHP) $121 $334 $424 $629

Aetna HMO Plan1:
$75,000 and under

$74 $216 $290 $446

Aetna HMO Plan1:
$75, 001 - 150,000

$77 $226 $303 $464

Aetna HMO Plan1:
$150,001 and over

$81 $235 $316 $483
Aetna J-1 Visa Plan $0 $269 $357 $544

1Aetna HMO Plan - The monthly employee contributions for the Aetna HMO plan are based on salary tiers as indicated in the table above based on your salary as of January 1, or your date of hire, if later.

Dental

Plan Employee Employee and Child(ren) Employee and Spouse Employee and Family
MetLife Basic Option PPO Plan $20.69 $48.16 $44.19 $72.62
Met Life High PPO Plan $67.79 $132.84 $136.80 $188.96
Aetna DMO Plan $25.15 $49.05 $50.72 $70.09

Vision

Plan Employee Employee and Child(ren) Employee and Spouse Employee and Family
MetLife Vision Plan $15.16 $24.83 $24.38 $40.04

When no longer benefits eligible due to reduced hours or termination of employment, an employee can buy group healthcare coverage through COBRA for oneself and/or eligible dependents for up to 18 months or longer in certain cases. Refer to the COBRA web page for premium information.