Princeton University offers several healthcare plan options. The Plan Benefits Comparison tool provides an overview of coverage by plan. The 2024 monthly contribution costs, which are deducted pretax from your pay, are listed below. In the event you are in an unpaid status, you will be billed directly by the University.
Medical
| Plan | Employee | Employee and Child(ren) | Employee and Spouse | Employee and Family |
|---|---|---|---|---|
| Aetna Consumer Directed Health Plan (CDHP) | $22 | $66 | $89 | $133 |
| Aetna Princeton Health Plan (PHP) | $135 | $377 | $479 | $709 |
| UnitedHealthcare Princeton Health Plan (PHP) | $135 | $377 | $479 | $709 |
|
Aetna HMO Plan1: |
$68 | $207 | $277 | $378 |
|
Aetna HMO Plan1: |
$73 | $223 | $286 | $402 |
|
Aetna HMO Plan1: |
$78 | $235 | $305 | $449 |
| Aetna HMO Plan1: $100,001 – $150,000 |
$86 | $254 | $340 | $521 |
| Aetna HMO Plan1: $150,001 and over |
$91 | $265 | $355 | $544 |
| Aetna J-1 Visa Plan | $0 | $302 | $402 | $612 |
1Aetna HMO Plan - The monthly employee contributions for the Aetna HMO plan are based on salary tiers as indicated in the table above based on your salary as of January 1, or your date of hire, if later.
Dental
| Plan | Employee | Employee and Child(ren) | Employee and Spouse | Employee and Family |
|---|---|---|---|---|
| MetLife Basic Option PPO Plan | $6 | $19 | $15 | $33 |
| Met Life High PPO Plan | $51 | $99 | $103 | $142 |
| Aetna DMO Plan | $9 | $17 | $19 | $26 |
Vision
| Plan | Employee | Employee and Child(ren) | Employee and Spouse | Employee and Family |
|---|---|---|---|---|
| MetLife Vision Plan | $15.54 | $25.46 | $25.00 | $41.05 |
When no longer benefits eligible due to reduced hours or termination of employment, an employee can buy group healthcare coverage through COBRA for oneself and/or eligible dependents for up to 18 months or longer in certain cases. Refer to the COBRA webpage for premium information.