Princeton University offers several healthcare plan options. The Plan Benefits Comparison tool provides an overview of coverage by plan. The 2025 monthly contribution costs, which are deducted pretax from your pay, are listed below. In the event you are in an unpaid status, you will be billed directly by the University.
Medical
| Plan | Employee | Employee and Child(ren) | Employee and Spouse | Employee and Family |
|---|---|---|---|---|
| Aetna Consumer Directed Health Plan (CDHP) | $22 | $66 | $89 | $121 |
| Aetna Point of Service Plan (POS) | $135 | $377 | $479 | $709 |
| UnitedHealthcare Point Of Service Plan (POS) | $147 | $411 | $522 | $773 |
| Aetna EPO Plan1: $55,000 and under | $68 | $207 | $277 | $340 |
| Aetna EPO Plan1: $55, 001 – 75,000 | $73 | $223 | $286 | $380 |
| Aetna EPO Plan1: $75,001 – $100,000 | $78 | $235 | $305 | $429 |
| Aetna EPO Plan1: $100,001 – $150,000 | $86 | $254 | $340 | $473 |
| Aetna EPO Plan1: $150,001 and over | $91 | $265 | $355 | $501 |
| Aetna J-1 Visa Plan | $0 | $329 | $438 | $667 |
1Aetna EPO Plan - The monthly employee contributions for the Aetna EPO plan are based on salary tiers as indicated in the table above based on your salary as of January 1, or your date of hire, if later.
Dental
| Plan | Employee | Employee and Child(ren) | Employee and Spouse | Employee and Family |
|---|---|---|---|---|
| MetLife Basic Option PPO Plan | $7.33 | $21.96 | $17.68 | $36.37 |
| Met Life High PPO Plan | $54.33 | $105.87 | $109.91 | $151.27 |
| Aetna DMO Plan | $9 | $17 | $19 | $26 |
Vision
| Plan | Employee | Employee and Child(ren) | Employee and Spouse | Employee and Family |
|---|---|---|---|---|
| MetLife Vision Plan | $15.54 | $25.46 | $25.00 | $41.05 |
When no longer benefits eligible due to reduced hours or termination of employment, an employee can buy group healthcare coverage through COBRA for oneself and/or eligible dependents for up to 18 months or longer in certain cases. Refer to the COBRA webpage for premium information.