All Princeton medical plans provide prescription coverage through OptumRx. The plan uses a formulary, which is a list of prescribed medications — both generic and brand-name — proven to be both clinically and cost effective.

¹Aetna EPO Plan - The monthly employee contributions for the Aetna EPO plan are based on salary tiers as indicated in the table above based on your salary as of January 1, or your date of hire, if later.

We know dental health is important for you and your family including regular check-ups and preventive care. You have three dental plan options to choose from, offering a range of coverage.

• The Basic Option PPO Plan, administered by MetLife, provides limited coverage for preventive, basic services, periodontal services, and surgical extractions only.
• The High Option PPO Plan, administered by MetLife, provides comprehensive coverage for preventive, basic, and major services.
• The DMO Plan, administered by Aetna, is an HMO-style plan that covers eligible preventive, basic, and major services.

The Vision Plan through MetLife provides coverage for certain vision care expenses. Your benefits are higher when you receive care in-network. 

In any calendar year, the Vision Plan provides two pairs of prescription glasses or one pair of prescription glasses and an allowance for contact lenses or double your contact lens allowance.

Choose your plan with ALEX Go, an online decision support tool for help selecting a medical plan for you and your family. ALEX Go asks a few questions and uses your answers to provide a personalized health cost prediction and ranking for each medical plan you are eligible to elect. Personal information is anonymous and is not stored or shared.

My Health Coach, offered through TrestleTree, provides you and your eligible dependents free, confidential assistance to achieve your personal health goals, and in some cases, incentives to manage chronic medical conditions. Health coaches are healthcare professionals who meet with you in person at the Employee Wellness Center or by phone, and partner with you to transform your health goals into a personalized plan. You do not need to be enrolled in a Princeton medical plan to participate. 

You can meet with them to discuss developing a fitness plan, nutrition counseling and weight loss, managing stress, quitting smoke, and more.

Hinge Health is a digital physical therapy program designed to support back and joint health. This benefit is available to you and your dependents, age 18 or older, who are enrolled in a Princeton medical plan. There is no cost to you for using Hinge.

Hinge will assign you a personal care team including a physical therapist and health coach to guide you through a personalized program including exercises and stretches to address your chronic pain. Hinge is completely virtual, allowing you to complete your exercise therapy at any time, from anywhere. The Hinge Health app is easy to use and most therapy sessions can be completed in 15 minutes or less.

If you are enrolled in a Princeton medical plan, Kindbody’s fertility and family planning services are available to you and your spouse. The program provides medical and prescription coverage for up to four fertility cycles per member per lifetime. Fertility services are covered in-network at Kindbody’s clinics or Kindbody’s Centers of Excellence network.

Princeton’s adoption and surrogacy benefit provides eligible employees with a reimbursement up to a $40,000 lifetime limit per family. Expenses include agency and placement fees, court costs and attorney fees, travel expenses, purchase of donor material for fertility services, and legal guardianship expenses.

After one year of service, the University provides paid family leave at 100% base pay. Duration of the benefit depends on the reason for the leave.

• Employees can take up to eight weeks of paid leave to bond with one's own newborn child, newly-placed foster child, or newly-adopted child.
• Up to two weeks of paid leave are available to care for a family member who has:
  • a serious health condition
  • been a victim of domestic violence or a sexually violent offense under the NJ Safe Act

The Princeton University Retirement Plan (PURP) is a defined contribution plan that helps you save for retirement. The University automatically provides contributions equal to 9.3% of your base salary to your account after each pay period. You choose how you want the University’s contributions to be invested among a variety of investment funds. You do not contribute to the plan.

You become fully vested in the plan after 30 months of service. If you leave Princeton University without having reached 30 months of service, PURP contributions are forfeited.

The Princeton University Retirement Savings Plan (RSP) is a 403(b) defined contribution plan that allows you to save money for retirement on a pretax and/or Roth basis, of which you are always 100% vested. The University does not make contributions to the RSP.

*Up to IRS limits. Visit, the IRS website for current limits.

**PURP default is Vanguard Target to Retirement Trust I.

The Employee Child Care Assistance Program (ECCAP) provides assistance to eligible faculty and staff to help meet the cost of child care for prekindergarten-aged children. The amount of the awards are based on household income. The awards range from $1,500 to $6,500 per child, up to three children, and can be used to pay for child care arrangements from in-home care to licensed daycare centers. 

After one year of service, you will be eligible for the Staff Educational Assistance Plan which reimburses you for eligible tuition payments for your own undergraduate and graduate education, credit-bearing certificate program, or noncredited vocational classes. 

• The plan covers 85% of tuition and mandatory educational fees at accredited institutions located in the U.S., up to a maximum.
• ESL and GED testing are covered at 100%.

College Coach, offered through Bright Horizons, is a no-cost program designed to help parents and children understand post-high school education options and ease the application process. The service provides tools and resources to help select colleges or trade schools, prepare applications, review essays, and offer guidance regarding financial aid.

Pet insurance, offered through MetLife, offers comprehensive coverage designed to fit your budget and your pet’s needs. MetLife Pet insurance provides flexible coverage options and allows enrollees to visit any licensed veterinarian in the U.S. Coverage includes accidental injuries, illnesses, exam fees, surgeries, medications, hospital stays, tests, and more. You can cover up to three pets, and the cost varies based on the type of pet, breed, age, coverage level selected, and your zip code.

MetLife Legal Plans provides faculty and staff access to legal representation or advice to help with personal, confidential assistance for a wide range of legal services for a low monthly fee.

Employees who travel to work using public transportation — trains, buses, subways, or van pools — can save tax dollars on commuting expenses. Monthly commuting expenses are deducted on a pretax basis from your paycheck and commuter related products can be ordered online and mailed directly to your home.

Financial incentives and other benefits are available if you use alternative transportation to commute (biking, walking, public transit, carpooling or vanpooling) instead of a University parking permit.