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Top Five Questions HR Receives During Open Enrollment

Oct. 11, 2019

The Annual Benefits Open Enrollment period is your opportunity to choose the benefits and resources that best meet your needs for 2020 and beyond. The following are the five most frequently asked questions HR receives at this time of year:

1- Do I need to do anything if I am not planning to change my benefits?

Our advice is for you to review your coverage to confirm your current choice meets your 2020 needs. You are not required to re-elect medical coverage, and all of your benefit elections automatically carry forward to 2020, with the exception of healthcare flexible spending and dependent care flexible spending accounts. You must make a new election if you want to contribute to either of these accounts in 2020. 

2- How do I enroll in voluntary benefits? 

Winston Benefits handles your enrollment in voluntary benefits, which include supplemental health, legal services, and LTD Buy-up plans. To enroll, change, or waive coverage, go to myprincetonbenefits.com or contact Winston Benefits at (855) 393-3601.

3- What is the dental lock-in period? 

The MetLife Basic Plan and the MetLife High Option Dental Plan feature a two-year rolling lock-in period. This means that, if you are currently enrolled in either plan, you may not waive or change coverage until next year’s 2021 Open Enrollment period unless you have a qualifying status event. If you do not currently have dental coverage, you may enroll in the Aetna DMO Plan. If you are currently enrolled in the Aetna DMO Plan, you may add or remove dependents or waive coverage. 

4- Can I increase my supplemental life insurance? 

You may elect or increase your supplemental life insurance amount by one times your base salary without Evidence of Insurability (EOI), provided the increase does not raise your supplemental life insurance above three times your base salary or $500,000. EOI is required for any election over three times your base salary or $500,000 in value.

5- Can I change my contribution to the Retirement Savings Plan during open enrollment? 

Yes! You can change your retirement savings plan contribution for 2020 in HR Self Service at any time during the year, including Open Enrollment. If you want to change to your contributions for 2019, refer to the detailed instructions on page 32 in Benefits 2020.

Visit the Open Enrollment website for key dates, communications, resources, plan information, and informational videos. We invite you to attend a benefits fair from 10:00 a.m. to 2:00 p.m. on October 23 in the Frist Multipurpose Rooms or October 24 in the PPPL Lyman Spitzer Building.

Take care of your health and well-being and enroll by midnight on Friday, November 8!