Employees under age 65* at the time of retirement may elect to participate in a retiree medical plan for oneself and one’s eligible dependents. The medical plans offered are the Princeton Health Plan (Aetna and United) and the Aetna HMO Plan, and both include prescription coverage.

• 2025 Retiree Aetna Point of Service Plan
• 2025 Retiree UnitedHealthcare Point of Service Plan
• 2025 Retiree Aetna EPO Plan
• 2025 Retiree Aetna Consumer Directed Health Plan

A vision plan is also available. A dental care plan may be purchased separately through MetLife.

Upon attainment of age 65, the pre-65 coverage options end. At that time, retirees are offered the Princeton Medicare Plan, with Medicare becoming the primary insurance. To elect the Princeton Medicare Plan, contact the Benefits Team. Retirees must actively elect the Princeton Medicare Plan to retain retiree medical coverage with Princeton University. Retirees are not permitted to elect retiree medical coverage at a future date.

• 2025 Princeton Medicare Plan

Approximately three months prior to age 65, retirees and/or their eligible spouse should enroll in Medicare Parts A and B. Contact the Social Security Administration (SSA) at (800) 772-1213 or visit the SSA website. 

*Retirees eligible for Medicare prior to 65 should notify Human Resources. Similarly to turning 65, continued medical coverage is available under the Princeton Medicare Plan, with Medicare becoming the primary insurance.

Currently, retirees 65 and over who retired after January 1, 2003, and retirees eligible for Medicare prior to 65 have one health plan option, the Princeton Medicare Plan, which is secondary to Medicare Parts A and B. Prescription Drug Plan coverage is provided with the Princeton Medicare Plan.

• 2025 Princeton Medicare Plan

A vision plan is also available. A dental care plan may be purchased separately through MetLife.

2025 Retiree Healthcare Plan Rates

• 2025 Under 65 Election Form
• 2025 Over 65 PMP Election Form

Access to certain University benefits end upon retirement. Read more about the status of these benefits.

Princeton University’s billing service provider ECSI bills retirees monthly for retiree medical coverage and/or retiree vision care. Retirees can work directly with ECSI and/or the University’s billing office at (609) 258-1825 or [email protected] to arrange for automatic payments. Delinquent payments or non-payments of applicable premiums result in the termination of health coverage.

Coverage as an active employee in a medical, dental, or vision plan terminates at the end of month in which one retires.

Under the COBRA federal law, all former employees receive information directly from Inspira Financial to notify them that they and/or their dependents enrolled in medical, dental, or vision plans may continue to participate in active medical and dental coverage for up to 18 months at the full cost of the plan plus a two percent administrative fee.

Princeton retirees also receive COBRA information directly from Inspira Financial. Retirees who enroll in a Princeton University retiree medical plan should disregard it.

Retirees who want dental and/or vision coverage throughout their retirement should disregard the COBRA notification unless there are unusual circumstances. Contact the Benefits Team for guidance.

Retirees may be eligible to begin receiving a benefit at age 62. Individuals should contact the Social Security Administration (SSA) at (800) 772-1213 to:

• Verify their earnings record
• Receive a personalized benefit calculation
• Obtain information about Medicare
• Obtain the address and hours of the nearest Social Security office.

Individuals can find additional information on the SSA website.

Retirees who move must notify in writing or by email:

1. HR to continue to receive Princeton University publications and open enrollment information. Contact HR.
2. TIAA directly by calling (800) 842-2776 to update their addresses or complete the address update on their online accounts at www.tiaa.org.

Contact the Office of Information Technology Service Desk by email at [email protected] or call (609) 258-HELP (4357) for specific information about rules and eligibility regarding netID and email maintenance and/or deactivation, transition periods, and forwarding services.

University retirees and their spouses or partners may continue to have a University ID card. Refer to the rules and procedures on the TigerCard website, email [email protected], or call TigerCard Services at (609) 258-8300.

This program is administered by the Mortgage Services Team. Call (609) 258-6357 for more information.

Princeton University publications continue to be mailed to retirees’ home addresses.

The Princetoniana Committee of the Alumni Association preserves and disseminates the University’s history, lore, and traditions. Individuals can examine transcripts of past interviews online.

For more information, refer to the Princetoniana website.