Fertility and family-planning coverage is provided by Kindbody for individuals enrolled in a Princeton medical plan. Fertility services are covered in-network at Kindbody’s clinics or Kindbody’s Centers of Excellence network; there is no out-of-network coverage. All services must be coordinated through Kindbody; fertility services not authorized by Kindbody will not be covered or reimbursed by the plan. Each participant is assigned a dedicated Patient Care Navigator who provides clinical guidance and emotional support 24/7.
The Plan provides medical and prescription coverage for up to four cycles per member per lifetime. Additional information on fertility coverage can be found in the Kindbody Member Guide and Summary Plan Description.
The following infertility services expenses are covered:
- Ovulation induction/Stimulation
- Male factor testing
- Artificial insemination
- Preimplantation genetic testing
- Assisted reproductive technology
- In vitro fertilization (fresh/frozen)
- Frozen embryo transfers
- Cryopreservation (medically necessary)
The purchase of donor material is covered separately through Princeton’s family planning benefit.
Princeton University also provides reimbursement for eligible adoption, surrogacy, and other family planning expenses up to a lifetime maximum of $40,000. For more information, visit the Adoption, Surrogacy, and Family Planning webpage.
- Coverage available to benefits-eligible faculty and staff and their spouses enrolled in a medical plan through Princeton
- Fertility and Family Planning services are not provided for covered children in most cases; cryopreservation treatment is covered for children based on medical necessity outlined in the Summary Plan Descriptions.
- Out of pocket costs vary based on medical plan selected.
- Certain services are not covered; for additional information, review the Summary Plan Descriptions.
- To access services, email or call Kindbody at (833) 216-2345 and use access code "PRINCETON" (case sensitive) and your Benefits ID number, which is found in HR Self Service under Benefit Details. Spouses should use the Benefits ID number of the employee with “01” at the end.
All benefits-eligible employees and their spouses who are enrolled in a Princeton medical plan.
If there are any discrepancies between the information in this publication, verbal representations, and the plan documents, the plan documents always govern. Although Princeton intends to continue these benefits, the University reserves the right to amend or terminate these plans at any time.